Tolerância ao risco e características sociodemográficas na tomada de decisão em investimentos financeiros

Autores

DOI:

https://doi.org/10.5007/2175-8077.2022.e85721

Palavras-chave:

Tolerância risco, Finanças comportamentais, Tomada de decisão

Resumo

A presente pesquisa investiga o quanto as características sociodemográficas dos indivíduos impactam na tolerância ao risco financeiro de pessoas físicas. Foi realizado um levantamento de campo junto aos discentes de pós-graduação Lato Sensu de diferentes IES pública e privada do Estado do Paraná. O método utilizado foi não probabilístico por com amostra de 372 casos por meio de questionário. A validação da escala de tolerância ao risco financeiro de Droms e Straus (2003) foi realizada a partir da técnica de AFC (Analise Fatorial Confirmatória) e o tratamento dos dados foi realizado por meio da técnica de análise de regressão múltipla com correção de heteroscedasticidade. Os resultados mostraram de maneira consistente a presença de impacto das variáveis sociodemográficas sobre o constructo tolerância ao risco, a saber: gênero, estado civil, raça, renda e escolaridade, contudo, a variável faixa etária não foi estatisticamente significativa em função da jovialidade da amostra coletada.

Biografia do Autor

Luciano Luiz Dalazen, Pontifícia Universidade Católica do Paraná

Mestre e Doutor em Administração pela Pontifícia Univesidade Católica do Paraná (PUC-PR)

Luciana Santos Costa Vieira da Silva, Centro Universitário Municipal de São José - USJ

Wenner Gláucio Lopes Lucena, Universidade Federal da Paraíba

Professor Doutor do Programa de Pós-graduação Stricto Sensu em Contabilidade da UFPB

Fábio Chaves Nobre, Universidade Federal Rural do Semi-Árido

Professor Doutor do Programa Stricto Sensu em Administração da UFERSA

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Publicado

2022-05-26