A Influência da Internacionalização na Classificação de Crédito: uma Análise de Empresas Brasileiras

Autores

DOI:

https://doi.org/10.5007/2175-8077.2023.e70312

Palavras-chave:

Classificação de crédito, risco, internacionalização, modelo de escolhas ordenadas

Resumo

 

O objetivo do presente estudo foi analisar a relação entre internacionalização e classificação de crédito de empresas brasileiras. Os dados foram obtidos junto a uma instituição bancária que avalia periodicamente seus clientes de acordo com o risco. Um modelo probit ordenado foi construído. O modelo construído utilizou a classificação de risco como variável dependente e variáveis financeiras como preditoras. A variável de interesse, internacionalização, medida pelas exportações e importações, foi estatisticamente significativa, indicando que as empresas com atividades internacionais têm maior probabilidade de apresentar uma melhor classificação de risco, ou seja, representam menos riscos às instituições bancárias em relação à obtenção de crédito bancário.

 

Biografia do Autor

Rodolfo Coelho Prates, Univille

Professor Programa de Pós Graduação em Saúde e Meio Ambiente

Marcos Wagner da Fonseca, Universidade Federal do Paraná - UFPR

Professor do Programa de Pós Graduação em Contabilidade na Universidade Federal do Paraná - UFPR.

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Publicado

2023-05-05

Como Citar

Prates, R. C., & Fonseca, M. W. da. (2023). A Influência da Internacionalização na Classificação de Crédito: uma Análise de Empresas Brasileiras. Revista De Ciências Da Administração, 25(65), 1–17. https://doi.org/10.5007/2175-8077.2023.e70312