La influencia de la internacionalización en la calificación crediticia: un análisis de las empresas brasileñas

Autores/as

DOI:

https://doi.org/10.5007/2175-8077.2023.e70312

Palabras clave:

Classificação de crédito, risco, internacionalização, modelo de escolhas ordenadas

Resumen

El objetivo del presente estudio fue analizar la relación entre internacionalización y calificación crediticia de las empresas brasileñas. Los datos fueron obtenidos de una institución bancaria que periódicamente evalúa a sus clientes según el riesgo. Se construyó un modelo probit ordenado. El modelo construido utilizó la clasificación de riesgo como variable dependiente y variables financieras como predictores. La variable de interés, internacionalización, medida por exportaciones e importaciones, resultó estadísticamente significativa, indicando que las empresas con actividades internacionales tienen más probabilidades de presentar una mejor clasificación de riesgo, es decir, representan menos riesgo para las instituciones bancarias en relación a la obtención de crédito. oficial.

Biografía del autor/a

Rodolfo Coelho Prates, Univille

Professor Programa de Pós Graduação em Saúde e Meio Ambiente

Marcos Wagner da Fonseca, Universidade Federal do Paraná - UFPR

Professor do Programa de Pós Graduação em Contabilidade na Universidade Federal do Paraná - UFPR.

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Publicado

2023-05-05

Cómo citar

Prates, R. C., & Fonseca, M. W. da. (2023). La influencia de la internacionalización en la calificación crediticia: un análisis de las empresas brasileñas. Revista De Ciencias De La Administración, 25(65), 1–17. https://doi.org/10.5007/2175-8077.2023.e70312

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